Privacy Policy

1. Introduction

Chekd-ID ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

2. Information We Collect

Personal Information

• Name, email address, phone number
• Government-issued ID documents (for KYC verification)
• Address and location data
• Payment information
• Business registration details (for vendors)

Automatically Collected Information

• IP address and device information
• Browser type and version
• Pages visited and time spent
• Referral source

3. How We Use Your Information

We use collected information to:

• Verify your identity (KYC/KYB compliance)
• Process transactions and payments
• Calculate and display trust scores
• Communicate with you about your account
• Improve our platform and services
• Comply with legal obligations
• Prevent fraud and enhance security

4. Information Sharing

We may share your information with:

• Other Users: Public profile information and trust scores
• Service Providers: Payment processors, KYC providers, hosting services
• Legal Authorities: When required by law or to protect rights
• Business Partners: With your consent for integrated services

5. Data Security

We implement industry-standard security measures including:

• Encryption of data in transit and at rest
• Regular security audits and penetration testing
• Access controls and authentication
• Secure data centers with SOC 2 compliance

6. Your Rights (GDPR/CCPA)

You have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your data (right to be forgotten)
• Data portability
• Opt-out of marketing communications
• Withdraw consent

7. Data Retention

We retain personal information for as long as necessary to provide services and comply with legal obligations. KYC documents are retained for 7 years as required by AML regulations.

8. International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

9. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or platform notification.

11. Contact Us

For privacy-related inquiries, contact our Data Protection Officer:
Email: privacy@chekd.id
Address: Sydney, Australia